Why agriculture finance?

Over 56% of India’s population is engaged in agriculture and allied activities. Farmers contribute to food security and attaining food self-sufficiency. To maintain and increase productivity levels and diversify their sources of income, farmers need more capital. Small and marginal farmers with meager savings require an even higher input of capital. Access to credit can empower farmers and enable them to invest agricultural capital in order to increase farm income and household well-being.

Our approach

Recognizing the role that it could play in providing access to credit, FWWB’s Agriculture Finance Program was initiated in the year 2007. The program is aimed at providing loan support to Farmer Producer Collectives (FPC) of small and marginal farmers across various states of India. This is achieved by supporting community-based organizations in creating alternative livelihoods or income sources to improve the economic conditions of households. The program nurtures the FPCs by providing them need-based working capital and capacity building support. The ultimate aim is to help them become sustainable and establish linkages with formal financial institutions in the subsequent years.

• Providing loan support to Farmer producer companies, cooperatives, and section 8 companies
• Providing capacity building support on below mentioned subjects to farmer producer companies with an aim to make them sustainable self-sufficent institutions
• 1.Governance
  2.Financial Management & Accounting
  3.Value chain & Marketing
  4.Strategic Business Planning
  5.Primary Group and Enterprise management
  6.Sustainable agriculture practices
  7.Statutory and Legal compliances for FPCs
  8.Banking operations
  9.Climate change resilience & mitigation
  10.Operational management
  11.Product Innovation & pricing
  12.Crop insurance